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US
Prepaid & Secured Mastercard & Visa Debit Credit Cards
Although
our site is primarily aimed at the UK market we
do get many visitors from the US. As a result we
have decided to create a page for those visitors
from the US who have some form of adverse credit
and who require either a prepaid (stored-value)
debit card or secured credit card.
Prepaid
cards allow you to add funds when you require them
(if they are reloadable) and secured cards require
you to submit a security deposit to the lender before
they will issue you with a card to protect them
should you default on any repayments. Credit limits for
secured credit cards are set at a
percentage of the
deposit, sometimes
up to
100% of the amount deposited.
Some
prepaid cards are not reloadable and these
are generally referred to as gift cards. You
can even buy some of these prepaid gift credit cards in
retail outlets.
These
cards are available to those with adverse credit
as they present very little risk to the lender unlike
the standard unsecured credit card.
The
only problem with some of these cards is that they
can be prohibitively expensive to obtain and use.
Unlike
in the UK if you live in the US there is a large
choice of either prepaid or secured cards to choose
from.
To
obtain one of these cards you will need a verifiable
US address and most probably a US social security
number.
As
a result of the Patriot Act 2001, US prepaid credit cards are not available to those
with
an international
billing address and/or those
without a US SS number.
Listed
below are some of the prepaid (stored value) and
secured credit
/ debit cards that are
available to those in the US irrespective of whether
you have any bad credit or not.
We present this prepaid,
secured and adverse credit history credit and debit
card list (in no particular order) for informational purposes
only.
We make no claims about any
of the prepaid or secured credit and
debit card accounts presented. It
is up to you to make
all necessary
enquiries should you wish to apply for any of these prepaid
or secured credit
card accounts.
The
US Specific Prepaid, Secured & Adverse Credit
Mastercard / Visa Credit And
Debit Card List:
5
Listed So Far US
Residents ONLY
(US
prepaid, secured and adverse credit history credit and debit card information
last checked
& updated
12th April 2007)
(Press Control-D
To Bookmark This Page Now So You Can Easily Check For Regular
UK
Prepaid Credit
Card Updates)
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Centennial
Mastercard
Credit Card
This
Mastercard from First Premier
Bank may be suitable if you have less
than perfect credit.
Set
Up fee $29. Program fee $95. Annual
fee $48. Participation fee $72. Minimum
initial credit limit $250.
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First
Premier Bank
Mastercard
Credit Card
This
Mastercard from First Premier
Bank may be suitable if you have
less than perfect credit.
Set
Up fee $29. Program fee $95. Annual
fee $48. Participation fee $72. Minimum
initial credit limit $250.
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Centennial
Gold
Mastercard Credit Card
This
Gold Mastercard from First Premier
Bank may be suitable if you have less
than perfect credit.
Set
Up fee $29. Program fee $95. Annual
fee $48. Participation fee $72. Minimum
initial credit limit $250.
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First
Premier Bank
Gold
Mastercard
Credit Card
This
Gold Mastercard from First Premier
Bank may be suitable if you have
less than perfect credit.
Set
Up fee $29. Program fee $95. Annual
fee $48. Participation fee $72. Minimum
initial credit limit $250.
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Western
Union
Prepaid
Mastercard
This
prepaid Mastercard is issued by BankFirst.
Enrollment
fee US$9.95. Monthly fee US$4.95.
Reload
fee US$3.95.
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International
prepaid & secured credit and debit card accounts are
on our
other
prepaid
debit card page.
Back
to prepaid credit card page.
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