Worth applying for even if you have bad credit.

You can rebuild your credit history with this card.

If you are self employed, not on the electoral roll, on a low income or have previous bad credit including County Court Judgments (CCJs) then the Aqua credit card might be the right credit card for you.

US Prepaid & Secured Mastercard & Visa Debit Credit Cards

Although our site is primarily aimed at the UK market we do get many visitors from the US. As a result we have decided to create a page for those visitors from the US who have some form of adverse credit and who require either a prepaid (stored-value) debit card or secured credit card.

Prepaid cards allow you to add funds when you require them (if they are reloadable) and secured cards require you to submit a security deposit to the lender before they will issue you with a card to protect them should you default on any repayments. Credit limits for secured credit cards are set at a percentage of the deposit, sometimes up to 100% of the amount deposited.

Some prepaid cards are not reloadable and these are generally referred to as gift cards. You can even buy some of these prepaid gift credit cards in retail outlets.

These cards are available to those with adverse credit as they present very little risk to the lender unlike the standard unsecured credit card.

The only problem with some of these cards is that they can be prohibitively expensive to obtain and use.

Unlike in the UK if you live in the US there is a large choice of either prepaid or secured cards to choose from.

To obtain one of these cards you will need a verifiable US address and most probably a US social security number.

As a result of the Patriot Act 2001, US prepaid credit cards are not available to those with an international billing address and/or those without a US SS number.

Listed below are some of the prepaid (stored value) and secured credit / debit cards that are available to those in the US irrespective of whether you have any bad credit or not.

We present this prepaid, secured and adverse credit history credit and debit card list (in no particular order) for informational purposes only. We make no claims about any of the prepaid or secured credit and debit card accounts presented. It is up to you to make all necessary enquiries should you wish to apply for any of these prepaid or secured credit card accounts.

       The US Specific Prepaid, Secured & Adverse Credit Mastercard / Visa Credit And

       Debit Card List: 3 Listed So Far US Residents ONLY

       (US prepaid, secured and adverse credit history credit and debit card information last checked

        & updated 12th April 2009)

       (Press Control-D To Bookmark This Page Now So You Can Easily Check For Regular

        UK Prepaid Credit Card Updates)

       International prepaid & secured credit and debit card accounts are on our other

       prepaid debit card page.

       Back to prepaid credit card page.