is a no-notice (easy access) savings account from
Smile (the internet bank)
requires a minimum opening and operating
balance of £1.
don't need to be a current account holder
with the bank but if you already are
will get a slightly better rate of interest.
However, in both instances the current
are very low. You must also be aged
at least 16.
account is managed online, by phone
or through a Co-operative Bank branch
you can operate it in joint names.
can deposit funds using either electronic
transfers, standing order, cash or
Cheques can be paid in through the post,
at a Post Office or at a
Bank branch. Cash can be paid in at
a Co-op branch or the
Office for free and by using your ATM
You can withdraw funds online
or by phone by using either
electronic transfers to
other building society or bank accounts
or by cash using the card provided.
long as you have sufficient funds available,
can withdraw up to £250 per
this card at a Link ATM machine or any
Post Office and, if you need
at a Co-op branch. You can also withdraw
funds by cheque at any branch
by phone. A charge is applicable for
this type of withdrawal.
also offer an ISA and a fixed term deposit
is part of the Co-operative Bank. As
well as savings, it also provides
accounts, credit cards, mortgages, loans
and car and home insurance.
to UK bank account,
prepaid credit cards or
business bank account