family

creditsolveuk

 

 

 

visa card alternative to prepaid card

 

Worth applying for even if you have bad credit.

You can rebuild your credit history with this card.

 

Representative Example

 

34.9% APR representative variable
34.94% p.a. variable on purchase
1,200 credit limit


Capital One
Trent House
Station Street
Nottingham
NG2 3HX

 

e-platinum credit card

 

Guaranteed approval and

a credit line of up to 2500

 

passbook    atm machine

 

UK Basic Savings Accounts 1

 

 

 

 

Secure Trust Bank

Guaranteed Current Bank Account

 

If you want more than a savings account then this account has guaranteed 100% acceptance

with no credit checks.

 

 

secure trust bank prepaid bank account

 

Click on image above to apply

 

    If you cannot obtain a UK current bank account with cheque book, debit card

    or even an ATM cash card then there are some very basic savings accounts

    available for such people.

     

    These basic savings accounts are ideal for undischarged bankrupts or others

    who find it difficult to obtain a bank account. Most are completely non-status.

     

    We have put together the most comprehensive list available of all the UK basic

    savings accounts that require the smallest possible opening deposit which are

    suitable for those with some form of bad credit.

     

    The other part of the list can be seen on our other savings accounts page.

     

    They are usually operated either by passbook and/or ATM card with a few even

    offering a cheque book and debit card.

     

    If you have a bad credit history and are interested in a 'real' UK personal

    current bank account with debit card or even a cheque book then see our

    UK bank account page where you will even find current bank accounts that

    are available to undischarged bankrupts.

     

    If you just want a Visa or MasterCard payment card but without any bank

    account attached then see our prepaid debit card page for details of these

    cards.

 

 

Vanquis Bank

Visa Credit Card

 

If your credit is poor then this Visa card is

worth applying for. It is not guaranteed

but some adverse credit is accepted.

 

Vanquis Visa credit card review

 

 

vanquis visa credit card

 

Representative Example:

 

  Purchase annual interest rate 39.94% (variable).

Amount of credit 1000.

Representative 39.9% APR (variable)

 

 

    The UK Basic Savings Accounts List 1:

    (basic savings account information last checked & updated 1st October 2012)

 

National Savings and Investments

National Savings and Investments - Direct Saver

 

This easy access account is managed online or by phone and requires a 1 minimum opening deposit. It is the account that they recommend you should move your funds to when they close their Easy Access Savings Account in 2012.

 

 

Nationwide Building Society

Nationwide Building Society - CashBuilder Card

 

This basic savings account is not strictly a bank account but does come with an

ATM cash card. You need at least 100 to open the account and can withdraw up

to 300 in cash a day at any Nationwide branch or LINK ATM cash machine.

 

 

Cheltenham & Gloucester

Cheltenham & Gloucester - C & G Cheltenham Gold

 

This basic savings account comes with a passbook. You need just 1 to open one.

 

 

Sainsbury's Bank

Sainsbury's Bank - Extra Saver

 

This basic savings account can be operated by phone or online. You need

just 1 to open it. There is easy access to funds via bank transfer.

 

 

Cumberland Building Society

Cumberland Building Society - Instant Savings

 

This instant access savings account requires a minimum initial investment

of 100. You must live in North West England / South West Scotland.

 

 

Halifax

Halifax - Everyday Saver

 

This very basic savings account is operated through any Halifax branch using a passbook and can also be accessed online or by phone. It requires just 1 as a minimum opening deposit.

 

 

Santander

Santander - Flexible Card Saver

 

Santander offers an instant access savings account which can be opened with

a minimum of 500. The Flexible Card Saver account can also come with an

ATM cash card and can be operated online.

 

 

Guaranteed UK Bank Account for those with bad credit

 

 

Britannia

Britannia - Flexible Savings

 

This postal or branch based basic savings account comes with the choice of either

a CashCard or passbook and requires an opening deposit of at least 1.

 

 

Wesleyan Assurance Society

Wesleyan Assurance Society - Classic Account

 

This instant access savings account can be opened with a minimum of 100.

There is Internet and phone banking but no cash card.

 

 

Tesco Bank

Tesco Bank - Instant Access Savings Account

 

You can open this basic savings account with just 1. It also comes with an

ATM card that can be used to withdraw cash at any LINK machine.

Inward direct debits are allowed.

 

 

Kent Reliance Building Society

Kent Reliance Building Society - Fixed Rate Easy Access Savings Account

 

This is a passbook operated instant access savings account. Inward standing

orders are allowed. The minimum opening deposit for this account is just 50.

 

 

Newcastle Building Society

Newcastle Building Society - Newcastle Online Access Saver

 

This online instant access savings account requires a minimum deposit of 500.

 

 

Portman Building Society

 

This building society merged with the Nationwide.

See the Nationwide Savings Account

 

 

Leeds Building Society

Leeds Building Society - Premier Current Account

 

This savings current bank account requires a minimum opening investment

of 100. It comes with either a passbook or possible cheque book and

overdraft if you have good credit.

 

If you have 2500 or more to invest, they also offer a cheque savings bank

account called the Leeds Building Society - Albion Cheque Account. This

real current savings bank account comes with a cheque book.

 

 

The Royal Bank Of Scotland

The Royal Bank Of Scotland - Instant Saver

 

This savings account requires a minimum opening deposit of 1 and

allows inward standing orders. An ATM Cirrus card is also provided.

Access to the account is by branch, Internet & telephone banking.

 

 

HSBC

HSBC - Flexible Saver

 

This basic instant access savings account requires a minimum opening deposit of 1. Statements are sent twice yearly. Internet & telephone banking is available.

 

 

Derbyshire Building Society

Derbyshire Building Society - Cash Account

 

This basic savings account requires a minimum opening deposit of just

10 and comes with a LINK ATM cash card. You can withdraw up to 250

of your funds per day. You can also pay your salary directly into the account.

 

 

Dunfermline Building Society

Dunfermline Building Society - Gold Account

 

This instant access savings account requires a minimum opening investment

of 1. It comes with a passbook and LINK ATM cash card.

 

 

Yorkshire Building Society

Yorkshire Building Society - Cash Transactor

 

This savings account comes with a choice of either passbook or LINK ATM cash

card. It requires 100 to open and acts very much like a real bank account in

so far as you can pay in your salary or wages and set up direct debits and

standing orders.

 

 

Lloyds TSB

Lloyds TSB - Cash ISA Saver

 

This is one of only two instant access savings accounts from Lloyds TSB for those who do not already have a current bank account with the bank (the other one being the Easy Saver account). You can open it with as little as 1. The minimum withdrawal is just 1.

 

 

Alliance & Leicester

 

This has now become part of Santander.

See the Santander Savings Account

 

 

Bank of Cyprus UK

Bank of Cyprus UK - Instant Access Account

 

If you are an existing customer of this UK bank then they offer a basic

savings account that has no minimum initial investment requirements.

 

 

Bank of Ireland UK

Bank of Ireland UK - Classic Saver

 

This instant access savings account requires an initial opening deposit from just 2.

 

 

Bank Of Scotland

Bank Of Scotland - Access Saver

 

This instant access savings account can be opened with a minimum of just 1.

It can be operated by phone, online, in branch or through a cash machine.

 

 

Barnsley Building Society

Barnsley Building Society - Falcon Instant

 

This instant access savings account is suitable for those who live in areas covered

by the society's branch network. The minimum opening investment is 1.

 

 

Beverley Building Society

Beverley Building Society - Instant Access

 

This instant access savings account requires a minimum opening investment of 1.

It is branch and/or postal based.

 

 

Birmingham Midshires

Birmingham Midshires - Online extra

 

This instant access Internet based savings account requires a minimum

investment of 1000.

 

 

Chorley and District Building Society

Chorley and District Building Society - Chorleian Account

 

This building society, based in the Chorley area of Lancashire, offers an

instant access savings account that requires a minimum account balance

of just 1.

 

 

Earl Shilton Building Society

Earl Shilton Building Society - Double Top Instant Access

 

This building society, which is situated in the Leicestershire area, offers an

instant access savings account that requires a minimum balance of 1.

 

 

Melton Mowbray Building Society

Melton Mowbray Building Society - Instant Access Share

 

This building society offers an instant access passbook operated savings account

designed for those who live in Leicestershire, Lincolnshire, Nottinghamshire or Rutland. The account can be opened with a minimum of 25 if you live within these areas or 1000 if you live outside.

 

 

Shepshed Building Society

Shepshed Building Society - Instant Access Account

 

This building society, based in the Midlands, offers an instant access

savings account that requires a minimum opening balance of 500.

 

 

Swansea Building Society

Swansea Building Society - Premier Account

 

This building society, based in South Wales, offers an instant access savings

account that requires a 500 minimum opening deposit (for those who live in Wales).

 

 

Universal Building Society see Newcastle Building Society.

 

 

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