(i) National Savings Easy Access Savings Account with LINK ATM card. This basic savings bank account replaces the Ordinary Account. It comes with a LINK ATM card that allows you to withdraw up to £300 per day at any Post Office or LINK cash machine. You can operate your account via the telephone. Interest paid. |
(ii) Yorkshire Bank Instant Access Savings Account with passbook. This basic savings bank account comes with a passbook. You need £50 to open this basic passbook account. This very basic account is not strictly a bank account but does come with a Maestro card. |
(iii) Nationwide CashBuilder Card account. This basic savings bank account comes with an ATM card. You need just £1 to open this account. You can withdraw up to £500 in cash at any branch. Once again, this very basic account is not strictly a bank account and does not come with a cash or debit card. |
(iv) Cheltenham and Gloucester Gold passbook account. This basic savings bank account comes with a passbook. You need just £1 to open this account. |
(v) Sainsbury's Bank Easy Saver Account This basic savings bank account can be operated by phone. You need just £1 to open this account. Easy access via bank transfer. |
(vi) Cumberland Building Society Instant Access Savings Account This account requires a minimum initial investment of just £1. Must live in North West England / South West Scotland. |
(vii) Halifax Liquid Gold passbook account. This very basic savings bank account is operated using a passbook at a branch. It requires a £50 opening deposit. |
(viii) Abbey Flexible Saver instant access savings account with ATM card. You can open this basic savings bank account with just £1. It also comes with an ATM cash card. Internet & telephone banking. Branch counter service also available. |
Guaranteed UK Bank Account for Those With Bad Credit |
(ix) Britannia Building Society EasySaver instant access account. This basic savings bank account comes with a passbook or cashcard. The account requires an opening deposit of at least £100. |
(x) Wesleyan Assurance Society Savings Account This savings account can be opened with £100 and comes with a Visa debit card. |
(xi) Tesco Personal Finance Savings Account with ATM card. You can open this basic savings bank account with just £1. It also comes with an ATM cash card that can be used to withdraw cash at any LINK cash machine. Inward direct debits. |
(xii) Kent Reliance Building Society Easy Access Account with passbook. This is a passbook operated instant access savings bank account. Inward standing orders allowed. Minimum opening deposit for this passbook account is just £50. |
(xiii) Newcastle Building Society NewcastleNet7 Online Savings Account This online instant access savings bank account requires a minimum deposit of £250. |
(xiv) Portman Building Society This has now merged with the Nationwide. |
(xv) Leeds & Holbeck Building Society Premier Current Savings Account with passbook. This savings current bank account requires a minimum deposit of only £100. This real current savings bank account comes with either a passbook or a cheque book and cheque guarantee card if you have good credit. If you have £2500 or more to invest they also provide a cheque savings bank account called the Albion Cheque Account. This real current savings bank account comes with a cheque book. If you have good credit you can also obtain a £250 cheque guarantee card. |
(xvi) Royal Bank Of Scotland Instant Access Savings Account with ATM card. This basic savings bank account requires a minimum opening deposit of £50 and allows inward standing orders. An ATM Cirrus card is also provided with this savings account. Internet & telephone banking. |
(xvii) HSBC Flexible Saver This basic savings bank account requires a minimum opening deposit of £1. Statements sent twice yearly. Internet & telephone banking. |
(xviii) The Derbyshire Building Society Cash Account with ATM cash card. This is a basic savings bank account that requires a minimum opening deposit of just £10. There is a LINK cashcard with this simple account. Withdraw up to £250 per day. You can also pay your salary directly into the account. |
(xix) Dunfermline Building Society Instant Access Gold Savings Account with ATM card. This instant access savings bank account requires a minimum opening balance of £1. It also comes with a LINK ATM cash card. This savings account also comes with a passbook. |
(xx) Yorkshire Building Society Cash Transactor Account with passbook or ATM card. This savings bank account comes with a choice of either passbook or LINK ATM card. Requires £100 to open. Acts very much like a real bank account in so far as you can pay your salary into this savings account and set up direct debits and standing orders. |
(xxi) Lloyds TSB Cash ISA Savings Account This is the only suitable instant access savings bank account for those who do not have a Lloyds TSB current bank account. Minimum withdrawal £10. |
(xxii) Alliance & Leicester Instant Access Account with Link cash card. This basic savings bank account can be opened with just £100. It comes with a Link ATM cash card and has a daily withdrawal limit of £500. Inward standing orders. |
(xxiii) Woolwich The Woolwich name has now effectivelt disappeared and has become part of it's parent company Barclays. |
(xxiv) AMC Bank Instant Access Cheque Account This company offers a cheque book savings account. Minimum initial deposit £5000. |
(xxv) Bank Of Cyprus Instant Access Savings Account This bank offers a basic savings bank account that requires just £1 to open. |
(xxvi) Bank Of Ireland Classic Saver Account This instant access savings bank account requires an initial opening deposit from just £2. |
(xxvii) Bank Of Scotland - See Halifax. |
(xxviii) Barnsley Building Society Falcon Instant Savings Account This instant access savings account is available only to those who live in areas covered by the Society's branch and agency network. The minimum opening balance is £1. |
(xxix) Beverley Building Society Instant Access Account This instant access account requires a minimum opening investment of £1. Branch/postal based. |
(xxx) Birmingham Midshires Internet Easy Access Account This instant access savings account requires a minimum investment of just £1. |
(xxxi) Chorley & District Building Society Paid Up Share Savings Account If you live in the Chorley area this building society offers an instant access savings account that requires a minimum account balance of £25. |
(xxxii) Earl Shilton Building Society Double Top Savings Account If you live in the Leicestershire area then this building society offers an instant access savings account that requires a minimum balance of £1. |
(xxxiii) Melton Mowbray Building Society Instant Access Share Account This building society offers an instant access passbook operated savings account for those who live in Leicestershire, Lincolnshire, Nottinghamshire or Rutland. The account can be opened with a minimum of £25. |
(xxxiv) Shepshed Building Society Instant Access Savings Account If you live in the Midlands this building society offers an instant access savings account with a minimum opening balance of £500. |
(xxxv) Swansea Building Society Instant Access Savings Account with passbook. If you live in the South Wales area this building society offers an instant access savings account with a minimum deposit of £500. |
(xxxvi) Universal Building Society see Newcastle. |
