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The
Royal
Bank Of Scotland
Instant
Saver
This
instant access savings account from
The Royal Bank Of Scotland can be
operated in branch,
online
or by telephone.
A
minimum initial investment of £1 is
all that is required. The balance can
fall
to £1 and can't be greater than £1M.
You must be at least 16 years old.
A Cirrus
ATM cash card is also provided.
Inward standing orders
are allowed making it easy to save on
a regular basis.
If
you wish to invest in this way the standing
order must be for at least
£20.
No direct
debits, outward standing orders
or regular inward electronic
payments
(such as
a salary) are allowed.
It
is also possible to offset your RBS
mortgage using this account. If you
choose
to operate the account in offset mode
then interest is paid monthly.
Otherwise
it is paid yearly. Currently, rates
are extremely low at 0.1% AER
gross
per annum on balances of £1 or greater.
Instant
access, fixed rate bonds and ISAs are
the other savings accounts
that
The Royal Bank Of Scotland (RBS) offers
to personal customers.
RBS
is a major high street bank that also
provides current accounts, credit
cards,
loans, mortgages, investments, insurance,
travel services (money &
insurance),
private banking and business and corporate
banking.
It
also provides money guides and tools
on its website.
Return
to UK bank account,
prepaid credit cards or
business bank accounts
page.
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