prepaid credit card

prepaid debit card

 

 

 

visa card alternative to prepaid card

 

Worth applying for even if you have bad credit.

You can rebuild your credit history with this card.

 

prepaid credit card

 

Guaranteed Approval!

£5000 credit limit!

No credit checks!

%0 APR!

 

 

uk prepaid visa   uk prepaid mastercard

 

UK Prepaid Mastercard & Visa Credit / Debit Cards

 

If you require a prepaid Mastercard / Visa credit card program for your business or organisation then visit our business prepaid credit card page for details.

 

If you have read our UK poor / bad credit history unsecured credit card page then you will know that if you have some form of bad credit and cannot obtain any of the poor credit history unsecured UK credit cards that we tell you about then there are 2 alternative solutions open to you, secured offshore / non-UK credit cards and prepaid debit / credit cards.

 

As we point out, if you live in the US there are plenty of (sometimes very expensive) secured credit cards and if you live in the UK there are some offshore and European secured credit card accounts open to you if you have the required deposit.

 

However, many people do not have access to such funds and others are unwilling to risk such money in offshore banks or non-UK banking institutions, even though many are extremely stable and secure.

 

The only solution left for people with bad credit is the prepaid credit / debit card. This is simply a credit / debit card with the usual Mastercard or Visa logo that is prepaid, either when you buy it or when you load or reload it with your own funds.

 

These reloadable prepaid credit / debit cards allow you to add credit, usually with very small minimum amounts so you just load what you need to spend. There are no large security deposits to surrender.

 

In this respect, they are not credit cards but stored value debit cards, in so much as you cannot go into debt with them. Also, as no credit is involved, prepaid credit / debit cards do not generally report to the credit reference agencies.

 

A consequence of this is that prepaid credit / debit cards are perfect as low risk, private and confidential second credit cards for use on the Internet etc.

 

Once again, if you live in the US or have a verifiable US address then there are dozens of prepaid credit / debit cards to choose from. Some of these prepaid credit / debit cards are reloadable, some are not. The ones that aren't are generally called gift prepaid credit / debit cards which come with a fixed amount which has to be used by a certain date. Some gift prepaid credit / debit cards are reloadable, though.

 

You can even buy some of these prepaid gift credit cards in retail outlets.

 

A good example of a US ONLY prepaid Mastercard stored value credit card is this prepaid Mastercard. You can see a list of US ONLY prepaid and secured debit cards that are available only to US customers on our US prepaid / secured debit card page.

 

As a result of the Patriot Act 2001, US prepaid credit cards are not available to those with an international billing address and/or those without a US SS number.

 

Up until recently, in the UK all this was unheard of. In so many ways we were miles behind the US when it came to prepaid and secured credit card products. One of the reasons for this was that the UK was not as electronically connected as the US so that prepaid cards, which do not allow you to actually borrow on them, could be misused by some people at places that do not connect to the bank's computers to check for sufficient funds.

 

The prepaid credit / debit card solutions open to UK (and many worldwide) residents with or without bad credit are more limited but have improved markedly in recent times. Now you can actually get a reliable prepaid Visa or Mastercard!

 

Although there are no banking institutions in the UK who offer secured Mastercard / Visa cards (although Capital One used to) there are now an increasing number of prepaid Mastercard & Visa debit cards available.

 

However, there are still relatively few places for anyone in the UK and Europe to go for prepaid credit cards.

 

Listed below are some of the prepaid (stored value) Mastercard & Visa credit / debit and ATM / Maestro cash cards that are available to those in the UK and International (worldwide) irrespective of whether you have any bad credit or not.

 

We present this prepaid credit / debit card list (in no particular order) for informational purposes only. We make no claims about any of the prepaid credit / debit card accounts presented. It is up to you to make all necessary enquiries should you wish to apply for any of these prepaid credit / debit cards.

 

Be wary of prepaid credit / debit card issuers who are offering anonymous prepaid reloadable credit / debit cards with unlimited load amounts without any ID checks. We would be very suspicious of organisations making claims about such prepaid credit / debit cards. Unless otherwise stated, all of the prepaid credit / debit cards we list require some form of ID check and have limits on the amount that can be loaded onto their prepaid credit / debit cards.

 

       The UK And International Prepaid Mastercard / Visa Credit And Debit Card List 1:

       More than 40 listed (on this and the other prepaid page) (prepaid debit / credit card

       information last checked & updated 22nd June 2009)

 

        (Press Control-D To Bookmark This Page Now So You Can Easily Check For Regular

        UK Prepaid Debit / Credit Card Updates)

 

 

Virgin

Prepaid Mastercard

 

This prepaid Mastercard from Virgin money

costs just £9.95, is free to load at the Post

Office and has no monthly fees.

 

virgin prepaid mastercard

 

 

cashplus

Gold UK Prepaid Mastercard

 

This Gold prepaid Mastercard is part of the

very popular range of prepaid Mastercards

from cashplus *. Costs just £9.95. FREE

top-up at 14,500 locations.

The only prepaid Mastercard that

allows you to rebuild your credit

rating!

 

cashplus gold prepaid mastercard

 

Provident Visa Debit Card

Visa Debit Card

 

Cards are available in prepaid values of £300.

NOT guaranteed but adverse credit considered.

 

provident visa

 

Vanquis Bank

Visa Credit Card

 

If you have a bad credit history this is one

of the best Visa cards to apply for. Credit

limits start at £250. Not guaranteed but

one of the best unsecured alternatives

to a prepaid Mastercard or Visa.

 

 

Apply Now for FREE

 

vanquis visa credit card

 

Just Click On Image

 

 

E-Credit Plus

e-Platinum Plus Credit Card

 

This company can offer a guaranteed credit card with a credit limit of up to £5000.

Guaranteed approval with no credit checks!

 

 

 

 

 

     

    Guaranteed Approval!

e-platinum credit card

 

 

Tuxedo

The Sun Prepaid Mastercard

 

This prepaid debit card with the Mastercard

logo can be topped up at any PayPoint outlet. Costs just £6.49. Can be paid for by mobile phone text message.

 

 

sun tuxedo prepaid mastercard

 

 

Capital One

Visa Credit Card

 

Again, if you have an adverse credit history

and do not want a prepaid debit Mastercard

or Visa card then you might wish to apply for

this Capital One unsecured card. Not guaranteed but one of the best unsecured alternatives to

a prepaid Mastercard or Visa. Can help you rebuild your credit history.

 

 

Apply Now for FREE

 

visa card alternative to prepaid card

 

Click on above Capital One Visa card image

 

 

Optimum (360 Money)

Prepaid Mastercard

 

This prepaid Mastercard costs just £9.95.

There is the choice of either a £4.95 monthly

fee with no transaction charges or no monthly

fee with a 2.95% transaction fee. Top ups are free.

 

 

optimum prepaid mastercard

 

 

FairFX

Prepaid Mastercard

 

This is a prepaid Mastercard designed for travelling abroad and is available in Euros

or US Dollars. It can also be used as normal

on the Internet or anywhere you see the Mastercard logo. This prepaid card offers

very attractive exchange rates when loading

the card with funds. The card costs just £9.95. There are no transaction or monthly fees.

 

 

FairFX prepaid mastercard

 

3V

Prepaid Visa

 

This company offers a disposable prepaid Visa number that can be used to shop online, via mail order or over the telephone. Available to anyone aged 16 or over with access to a mobile phone and email. Minimum value £20. Maximum value £200. Fees are from £0 to £3.50. Buy from any Payzone retail outlet.

 

3v prepaid visa card

 

Splash Plastic

Prepaid Maestro Mastercard Card

 

This company supplies a reloadable prepaid Maestro (Mastercard) card for UK customers.

Easy to top up.

 

prepaid debit maestro

 

Entropay

Virtual Prepaid Visa

 

Allows you to pay online anywhere Visa is accepted.

 

entropay virtual visa

 

Epassporte

Virtual Visa Prepaid Credit Card

 

This virtual Visa reloadable prepaid credit card is available to anyone worldwide. 5% reload fee. Requires Visa credit card to open an account. Visa Electron ATM prepaid card also available.

 

epassporte visa debit card

 

 

talkSPORT

Prepaid Debit Card

 

talkSPORT radio are offering a prepaid Maestro debit card. The cost of the card is just £9.95.

 

 

talksport debit card

 

Multibanka (oldest commercial bank in Latvia)

Virtual Prepaid Mastercard Credit Card

 

This prepaid credit card account is a virtual prepaid reloadable Mastercard credit card. Also provides bank accounts. No minimum opening deposit. Online banking.

 

prepaid credit card mastercard latvia

 

VCardPro (through Parex bank in Latvia)

Prepaid Virtual Visa / Mastercard

 

This organisation offers a prepaid virtual Visa / Mastercard through the Parex bank based in Latvia. The opening fee for 12 months is US$60. The annual fee is then US$25. Purchase commission is 1%. Notarised copy of passport and signature specimen required.

 

uk prepaid visa carduk prepaid mastercard

Lloyds TSB

Prepaid Travel Money Visa Card

 

This prepaid Visa card from Lloyds TSB costs £7.50 and can be loaded with up to £3000. You can top it up with your debit or credit card. The minimum reload is £50.

lloyds tsb prepaid travel money card

       

        Companies which are no longer supplying prepaid credit cards or ATM prepaid

        debit cards to either UK or International customers include:

 

       Vista Global, Ekasse (never any prepaid cards), Fransabank, Caribpay, Harvest

       Capital (no prepaid cards delivered), Direct Pay International, World2Call,        Freecashcards/Netpay, IPC Shopping, Prima Verkauf, DiscreetCard, Gold2Cash,

       Cambist, WMCards, GoldNow, Privy-Pay, Eurochamber, The PV Card, PoolOfGold,

       Deep Thought Sovereign prepaid Mastercard, GoldenDebitCard, GlobalXChange,

       SoloPay, ZeroCards, Gold ATM, Internet Currency Corp,  MasterVirtualCard,

       TheGoldShop, Giftcard Online, ExactPay, Ecaid, Uniclear, VisaElectronCard,

       Dukascopy, Freedom-Cards, GoldToCard, Festiva Prepaid Card, CashCards.net,

       Bluebanking, Chronocash, GoldAfrica, MygCard, E-Fidex, Panama IBC, e-Ls &

       Nonamecard (prepaid debit card never received). Also never received Can Card

       prepaid Mastercard. Easykard also no longer provide cards (and owe us hundreds

       in affiliate commissions).

    It is best to order a prepaid card from a company with an established name or one that you recognise and is based in the UK such as Cashplus, Virgin, Tuxedo, 360 Money etc.

       More prepaid credit and debit card accounts on our other prepaid debit / credit card page.

 

       All personal and business bank account premium information packs also come with details

       of the UK prepaid Mastercard card below:

 

prepaid mastercard

 

UK Prepaid Mastercard debit card for UK residents. Click on card image for details of this easy to open UK reloadable prepaid Mastercard debit card. Reload at any Post Office for FREE.

 

 

If you are a business / organisation and wish to provide prepaid Mastercard / Visa cards to your employees or members then visit our business prepaid card page for details.

 

* The cashplus prepaid MasterCard is issued by APS Financial Ltd (AFL) pursuant to license by

MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS.

 

       Back to prepaid credit card page.

 

 

 

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