prepaid credit card

prepaid debit card

 


 

credit card image

 

Worth applying for even if you have bad credit.

You can rebuild your credit history with this card.

 

vanquis visa credit card

 

Vanquis Visa is a good alternative to a prepaid credit card. Not guaranteed but some bad credit is accepted.

 

 

prepaid-visa   prepaid-mastercard

 

UK Prepaid Credit Cards (Mastercard & Visa)

 

If you require a prepaid Mastercard / Visa credit card program for your business or organisation then visit our business prepaid credit card page for details.

 

If you have read our UK adverse credit history unsecured UK credit card page then you will know that if you have some form of bad credit and cannot obtain any of the UK credit cards that we tell you about then there are two other solutions open to you, secured offshore credit cards and prepaid credit cards.

 

As we point out, if you live in the US there are plenty of (expensive) secured credit cards and if you live in the UK there are some European secured credit cards available to you if you have the required security deposit. However, many people do not have access to such funds and others are unwilling to risk such money in offshore or foreign banks. Currently, there are no banking institutions in the UK who offer secured Mastercard / Visa cards (although Capital One used to).

 

The only solution left for people with bad credit is the prepaid credit / debit card. This is simply a plastic card with the usual Mastercard or Visa logo that is prepaid, either when you buy it or when you load or reload it with your own funds. These reloadable prepaid credit / debit cards allow you to add credit, usually with small minimum amounts so you just load what you need to spend. There are no large security deposits to surrender. A consequence of this is that prepaid credit / debit cards are perfect as low risk, private and confidential second credit cards for use on the Internet.

 

In this respect, they are not credit cards but stored value debit cards, in so much as you cannot go into debt with them. Also, as no credit is involved, prepaid credit / debit cards do not generally report to the credit reference agencies, although a couple now do such as the Cashplus, Eclipse and Freedom prepaid cards.

 

Up until quite recently the only place to obtain a prepaid card was in the US. However, as a result of the Patriot Act 2001, US prepaid credit cards are not available outside the US. Fortunately, in the last couple of years numerous prepaid Mastercard & Visa credit cards have been introduced into the UK market.

 

Listed below are some of the prepaid Mastercard & Visa credit / debit cards that are available to those in the UK and International (worldwide) irrespective of whether you have any bad credit or not.

 

       The UK And International Prepaid Mastercard / Visa Credit And Debit Card List 1:

       More than 40 listed (on this and the other prepaid card page) (prepaid debit / credit

       card information last checked & updated 2nd March 2010)

 

 

o2 Money

Prepaid Visa

 

Totally FREE prepaid Visa card.

UK ONLY

Available to o2 customers only

2 card programs to choose from.

No Application Fee.

No Monthly Fees.

No Load Fees.

Top up at o2 shops or Paypoint.

No UK Transaction Fees.

 

 

 

Click on above card image.

 

Virgin Money

Monthly Prepaid Mastercard

 

This monthly prepaid Mastercard from Virgin

Money costs just £9.95 and is free to load at

the Post Office. £4.75 monthly fee.

 

virgin prepaid mastercard

 

 

cashplus

Gold UK Prepaid Mastercard

 

This Gold prepaid Mastercard is part of the

very popular range of prepaid Mastercards

from cashplus *. Costs just £9.95. FREE

top-up at 14,500 locations.

This prepaid Mastercard allows you

to rebuild your credit rating!

 

More details of cashplus Prepaid Mastercard.

 

cashplus gold prepaid mastercard

 

White Eagle Group

Freedom Eagle Cash Prepaid Mastercard

 

This prepaid Mastercard is the UK's first retail instant issue reloadable card that requires no credit checks, bank accounts or form filling. There is also a facility to improve your credit rating with their Credit Booster program which for just £3.95 per month reports your repayments to the credit reference agencies. Can be loaded via Paypoint or the Post Office. Costs £9.99.

 

 

 

 

White Eagle Group

White Eagle Prepaid Maestro Card

 

This prepaid Maestro card package costs from just £9.95 and includes a Maestro card, PAYG mobile phone SIM card and an Eagle Talk low cost International call telephone card. You can pay your wages directly onto your card or it can be reloaded Via Paypoint.

 

 

 

 

Provident Visa Debit Card

Prepaid Visa Debit Card

 

Cards are available in prepaid values of £300.

NOT guaranteed but adverse credit considered.

provident visa

 

Vanquis Bank

Visa Credit Card

 

If you have a bad credit history this is one

of the best Visa cards to apply for. Credit

limits start at £250. Not guaranteed but

one of the best unsecured alternatives

to a prepaid Mastercard or Visa.

vanquis visa credit card

 

E-Credit Plus

e-Platinum Plus Credit Card

 

“The e-Platinum Plus card is the credit card you

have been waiting for. With guaranteed approval and a credit line of up to £5000, you'll be able to buy the things you want AND the things you need. There is no credit check, your credit line can be increased upon request and we report to the major credit reference agencies. All adverse credit is welcome."

 

e-platinum credit card

 

Tuxedo

The Sun Prepaid Credit Card

 

This prepaid debit card with the Mastercard

logo can be topped up at any PayPoint outlet.

Costs just £6.49. Can be paid for by mobile

phone text message.

 

 

sun tuxedo prepaid mastercard

 

 

Capital One

Visa Credit Card

 

Again, if you have an adverse credit history

and do not want a prepaid debit Mastercard

or Visa card then you might wish to apply for this Capital One unsecured card. Not guaranteed but

one of the best unsecured alternatives to a prepaid Mastercard or Visa. Can help you rebuild your credit history.

 

visa card alternative to prepaid card 

 

Optimum (360 Money)

Prepaid Credit Card

 

This prepaid Mastercard costs just £9.95.

There is the choice of either a £4.95 monthly

fee with no transaction charges or no monthly

fees with a 2.95% transaction fee. Top ups are

free.

 

 

optimum prepaid mastercard

 

 

FairFX

Prepaid Credit Card

 

This is a prepaid Mastercard designed for travelling abroad and is available in Euros or US Dollars. It can also be used as normal on the Internet or anywhere you see the Mastercard logo. This prepaid card offers very attractive exchange rates when loading the card with funds. The card costs just £9.95. There are no transaction or monthly fees.

 

 

FairFX prepaid mastercard

 

Splash Plastic

Prepaid Maestro Credit Card

 

This company supplies a reloadable prepaid

Maestro (Mastercard) card for UK customers.

Easy to top up. This prepaid card has no

monthly fees and costs just £5.00 to obtain.

 

prepaid debit maestro

 

Entropay

Virtual Prepaid Visa

 

Allows you to pay online anywhere Visa is accepted. This virtual prepaid Visa card can be obtained by anyone worldwide. This pre-pay Visa is loaded using a credit or debit card.

 

entropay virtual visa

 

Epassporte

Virtual Visa Prepaid Credit Card

 

This virtual Visa reloadable prepaid credit card

is available to anyone worldwide. 5% reload fee. Requires Visa credit card to open an account.

Visa Electron ATM prepaid card also available.

 

epassporte visa debit card

 

talkSPORT

Prepaid Debit Card

 

talkSPORT radio are offering a prepaid

Maestro debit card. The cost of the card

is just £9.95.

 

 

 

talksport debit card

 

 

Multibanka (oldest commercial bank in Latvia)

Virtual Prepaid Mastercard Credit Card

 

This prepaid credit card account is a virtual prepaid reloadable Mastercard credit card. Also provides bank accounts. No minimum opening deposit. Online banking.

 

prepaid credit card mastercard latvia

 

VCardPro (through Parex bank in Latvia)

Prepaid Virtual Visa / Mastercard

 

This organisation offers a prepaid virtual Visa / Mastercard through the Parex bank based in Latvia. The opening fee for 12 months is US$60. The annual fee is then US$25. Purchase commission is 1%. Notarised copy of passport and signature specimen required.

 

uk prepaid visa carduk prepaid mastercard

Lloyds TSB

Prepaid Travel Money Visa Card

 

This prepaid Visa card from Lloyds TSB costs £7.50 and can be loaded with up to £3000. You can top it up with your debit or credit card. The minimum reload is £50.

lloyds tsb prepaid travel money card

       

        Companies which are no longer supplying prepaid credit cards or ATM prepaid

        debit cards to either UK or International customers include:

 

       Vista Global, Ekasse (never any prepaid cards), Fransabank, Caribpay, Harvest

       Capital (no prepaid cards delivered), Direct Pay International, World2Call,        Freecashcards/Netpay, IPC Shopping, Prima Verkauf, DiscreetCard, Gold2Cash,

       Cambist, WMCards, GoldNow, Privy-Pay, Eurochamber, The PV Card, PoolOfGold,

       Deep Thought Sovereign prepaid Mastercard, GoldenDebitCard, GlobalXChange,

       SoloPay, ZeroCards, Gold ATM, Internet Currency Corp,  MasterVirtualCard,

       TheGoldShop, Giftcard Online, ExactPay, Ecaid, Uniclear, VisaElectronCard,

       Dukascopy, GoldToCard, Festiva Prepaid Card, CashCards.net, Bluebanking,

       Chronocash, GoldAfrica, MygCard, E-Fidex, Panama IBC, e-Ls & Nonamecard

       (prepaid debit card never received). Also never received Can Card prepaid

       Mastercard. Easykard also no longer provide cards (and owe us hundreds

       in affiliate commissions).

    Be wary of prepaid credit / debit card issuers who are offering anonymous prepaid

    reloadable credit / debit cards with unlimited load amounts without any ID checks.

    We would be very suspicious of organisations making claims about such prepaid

    credit / debit cards. Unless otherwise stated, all of the prepaid credit / debit cards

    we list require some form of ID check and have limits on the amount that can be

    loaded onto their prepaid credit / debit cards.

    It is always advisable to order prepaid cards from a company with an established name or one that you recognise and is based in the UK such as Cashplus, Virgin, Tuxedo, 360 Money etc.

       More prepaid credit and debit card accounts on our other prepaid debit / credit card page.

 

If you are a business / organisation and wish to provide prepaid Mastercard / Visa cards to your employees or members then visit our business prepaid card page for details.

 

* The cashplus prepaid MasterCard is issued by APS Financial Ltd (AFL) pursuant to license by

MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS.

 

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