UK Prepaid Credit Cards (Mastercard & Visa) Totally FREE Prepaid Visa Card UK ONLY Available to O2 customers only 2 card programs to choose from. No Application Fee. No Monthly Fees. No Load Fees. Top up these prepaid credit cards at O2 shops or Paypoint. No UK Transaction Fees. Get Yours Today Click HERE | O2 Money Prepaid Visa 
Click on prepaid credit card image. |
More Prepaid Cards below If you require a prepaid Mastercard / Visa credit card program for your business or organisation then visit our business prepaid credit card page for details. If you have read our UK bad credit history unsecured UK credit card page then you will know that if you have some form of bad credit and cannot obtain any of the UK credit cards that we tell you about then there are two other solutions open to you; secured offshore credit cards and prepaid credit cards. As we point out, if you live in the US there are plenty of (expensive) secured credit cards and if you live in the UK there are some European secured credit cards available to you if you have the required security deposit. However, many people do not have access to such funds and others are unwilling to risk such money in offshore or foreign banks. Currently, there are no banking institutions in the UK who offer secured Mastercard / Visa cards (although Capital One used to). The only solution left for people with bad credit is the prepaid credit card. This is simply a plastic card with the usual Mastercard or Visa logo that is prepaid, either when you buy it or when you load or reload it with your own funds. These reloadable prepaid credit cards allow you to add credit, usually with small minimum amounts so you just load what you need to spend. There are no large security deposits to surrender. A consequence of this is that prepaid credit cards are perfect as low risk, private and confidential second credit cards for use on the Internet. In this respect, they are not credit cards but stored value debit cards, in so much as you cannot go into debt with them. Also, as no credit is involved, prepaid credit cards do not generally report to the credit reference agencies, although a couple now do such as the Cashplus and Freedom prepaid cards. Previously, prepaid credit cards had only been available in the US and as a result of the Patriot Act 2001, US prepaid credit cards are not available outside the US. Fortunately, in the last couple of years numerous Mastercard & Visa prepaid credit cards have been introduced into the UK market. Listed below are some of the Mastercard & Visa prepaid credit cards that are available to those in the UK and International (worldwide) irrespective of whether you have any bad credit or not. The UK And International Prepaid Mastercard / Visa Credit And Debit Card List 1: More than 40 listed (on this and the other prepaid card page) All prepaid credit / debit card information last checked & updated 27th July 2010 cashplus Gold UK Prepaid Mastercard This Gold prepaid Mastercard is part of the very popular range of prepaid credit cards from cashplus *. These prepaid cards cost just £4.95. FREE top-up at 14,500 locations. This prepaid Mastercard allows you to rebuild your credit rating! More details of cashplus Prepaid Mastercard. | 
| Virgin Money Monthly Prepaid Mastercard This monthly prepaid credit card (Mastercard) from Virgin Money costs just £9.95 and is free to load at the Post Office. £4.75 monthly fee. | 
| Kalixa Prepaid Mastercard This prepaid card costs just £4.95 and has no monthly fees or point of sale transaction charges. Online loading fee from £0.99. | 
| White Eagle Group Freedom Eagle Cash Prepaid Mastercard This prepaid Mastercard is the UK's first retail instant issue reloadable card that requires no credit checks, bank accounts or form filling. There is also a facility to improve your credit rating with their Credit Booster program which for just £3.95 per month reports your repayments to the credit reference agencies. This prepaid card can be loaded via Paypoint or the Post Office. Costs £9.99. | 
| White Eagle Group White Eagle Prepaid Maestro Card This prepaid Maestro card package costs from just £9.95 and includes a Maestro card, PAYG mobile phone SIM card and an Eagle Talk low cost International call telephone card. You can pay your wages directly onto your prepaid card or it can be reloaded Via Paypoint. | 
| Provident Visa Debit Card Prepaid Visa Debit Card Cards are available in prepaid values of £300. NOT guaranteed but adverse credit considered. | 
| Vanquis Bank Visa Credit Card If you have a bad credit history this is one of the best Visa cards to apply for. Credit limits start at £250. Not guaranteed but one of the best unsecured alternatives to a prepaid Mastercard or Visa. | 
| Capital One Visa Credit Card Again, if you have an adverse credit history and do not want a prepaid debit Mastercard or Visa card then you might wish to apply for this Capital One unsecured card. Not guaranteed but one of the best unsecured alternatives to a prepaid Mastercard or Visa credit card. Can help you rebuild your credit history. | 
| Optimum (360 Money) Prepaid Credit Card This prepaid Mastercard costs just £9.95. There is the choice of either a £4.95 monthly fee with no transaction charges or no monthly fees with a 2.95% transaction fee. Top ups are free. | 
| Sav Credit Limited aqua Mastercard Credit Card This is another unsecured credit card to try for if you don't fancy a prepaid credit card. This credit card is provided by a company called Sav Credit Limited. The card issuer is the Halifax. The typical APR for this credit card is 35.9%. | 
| FairFX Prepaid Credit Card This is a prepaid Mastercard designed for travelling abroad and is available in Euros or US Dollars. It can also be used as normal on the Internet or anywhere you see the Mastercard logo. This prepaid credit card offers very attractive exchange rates when loading the card with funds. The card costs just £9.95. There are no transaction or monthly fees. | 
| Splash Plastic Prepaid Maestro Credit Card This company supplies a reloadable prepaid Maestro (Mastercard) card for UK customers. Easy to top up. This prepaid card has no monthly fees and costs just £5.00 to obtain. | 
| Entropay Virtual Prepaid Visa Allows you to pay online anywhere Visa is accepted. This virtual prepaid Visa credit card can be obtained by anyone worldwide. This pre-pay Visa is loaded using a credit or debit card. | 
| Epassporte Virtual Visa Prepaid Credit Card This virtual Visa reloadable prepaid credit card is available to anyone worldwide. 5% reload fee. Requires Visa credit card to open an account. Visa Electron ATM prepaid card also available. | 
| talkSPORT Prepaid Debit Card talkSPORT radio are offering a prepaid Maestro debit card. The cost of this prepaid card is just £9.95. | 
| Multibanka (oldest commercial bank in Latvia) Virtual Prepaid Mastercard Credit Card This prepaid credit card account is a virtual prepaid reloadable Mastercard credit card. Also provides bank accounts. No minimum opening deposit. Online banking. | 
| VCardPro (through Parex bank in Latvia) Prepaid Virtual Visa / Mastercard This organisation offers a prepaid virtual Visa / Mastercard credit card through the Parex bank based in Latvia. The opening fee for 12 months is US$60. The annual fee is then US$25. Purchase commission is 1%. Notarised copy of passport and signature specimen required. | 
| Lloyds TSB Prepaid Travel Money Visa Card This prepaid Visa card from Lloyds TSB costs £7.50 and can be loaded with up to £3000. You can top it up with your usual debit or credit card. The minimum reload is £50. | 
|
It is always advisable to order your prepaid credit card from a company with an established name or one that you recognise and is based in the UK such as Cashplus, Virgin, White Eagle, Tuxedo, 360 Money etc. Be very wary of prepaid credit card issuers who are offer anonymous prepaid debit cards with unlimited load amounts without any ID checks. We would be very suspicious of organisations making claims about such prepaid cards. Unless otherwise stated, all of the prepaid credit cards that we list require some form of ID check and have limits on the amount that can be loaded onto their prepaid cards.
More prepaid credit and debit card accounts on our other prepaid debit / credit card page. If you are a business / organisation and wish to provide prepaid Mastercard / Visa cards to your employees or members then visit our business prepaid card page for details. * The cashplus prepaid MasterCard is issued by APS Financial Ltd (AFL) pursuant to license by MasterCard International Incorporated. AFL is authorised and regulated by the Financial Services Authority. (www.fsa.gov.uk/register) Registered in England no. 06029941. Your card will be serviced by Advanced Payment Solutions Ltd (APS) which is a registered agent of AFL for this purpose. Registered in England no. 04947027. cashplus is a registered trademark of APS. Back to prepaid credit card and UK bank account page. | 
