family

creditsolveuk

Worth applying for even if you have bad credit.

You can rebuild your credit history with this card.

Representative Example

34.9% APR representative variable
34.94% p.a. variable on purchase
Ł1,200 credit limit

Capital One
Trent House
Station Street
Nottingham
NG2 3HX

UK Bad Credit Mortgages & Secured Loans

Obtaining a mortgage or secured loan in the UK can be very difficult at present. Even

if you have a perfect credit history and an income that will enable you to make a purchase

and keep up with the repayments you will probably be asked to provide a deposit for the

property of at least 20% of it's value before they will even consider offering you a mortgage.

If you have some form of adverse credit (such as CCJs, defaults or a poor repayment

history) then you may find it extremely difficult to find a suitable lender. Even if you

do find a lender who may be prepared to lend to you, the interest rate charged will

undoubtedly be much higher than for someone with a good credit history.

We have tried to source some lenders who may be able to help people in such

circumstances. It's proving a difficult task.

Listed below are a few such companies that may be of use to you.

The UK Adverse Credit Mortgage / Secured Loan List:

(mortgage/secured loan information last checked & updated 6th March 2012)

Central Capital Loans

Mortgages and Secured Loans For Most Credit Profiles

This company is a broker that specialises in secured loans from Ł3K to Ł100K.

They can arrange loans for most credit profiles.

Norton Finance

Mortgages and Secured Loans

These specialise in secured loans. You must already be a homeowner. Loans are available from Ł5K to Ł75K. Your current mortgage plus the required loan amount must not exceed 75% of your house value if you have adverse credit.

More adverse credit mortgages / secured loans to come.

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