Prepaid Mastercard Debit Card & UK Personal / Business Bank Account

Frequently Asked Questions / Terms & Conditions

Q. What ID do I need to provide to open a UK personal / business bank account or

     apply for a prepaid Mastercard debit card?

A.  Due to money laundering regulations all banks require you to prove your identity and address

     when opening a UK bank account. Therefore you will need to show 2 forms of identification

     before your bank account is opened. One has to be proof of identity (e.g. passport) and one

     has to be proof of address (e.g. utility bill). The types of proofs accepted are fairly universal.

     The bank you open a bank account with will provide a suitable list of acceptable documents.

     If you have been on the electoral register for some time some banks will take this as proof

     of identity and will not require further identity checks.

     Business accounts also require proof of your business such as a letter of incorporation in the

     case of a limited company.

     To receive the International prepaid Mastercard debit cards you will need to provide a copy of

     your passport, national ID card or driving licence.

     To receive the UK issued prepaid Mastercard you will need to provide your passport or driving

     licence number plus they may ask for proof of address such as a utility bill.

Q. Can't I just open a UK bank account or prepaid debit card account by myself?

     Why should I purchase your premium information pack(s)?

A. Yes, you can open any of the UK personal / business bank or prepaid card accounts mentioned

    by yourself if you know which accounts to apply for. However after much research and

    experience we know which banks and companies to approach, the type(s) of UK bank

    accounts and prepaid debit card(s) they offer and how to apply for them successfully.

Q. How quickly can I open a UK bank account?

A. Most banks these days ask you to fill in an application form even if it is for the most basic

    of bank accounts. It is just normal procedure. These application forms are then usually

    sent to a processing centre where any rudimentary checks may be carried out. You should

    then hear that your bank account has been opened and receive your welcome pack from

    the bank in about a week or so.

    The International prepaid Mastercard and UK issued prepaid Mastercard debit cards

    usually arrive within a couple of weeks.

    However, as with all organisations it is impossible to give exact processing times.

Q. What happens if my application is declined?

A. If you apply for one of our recommended UK bank or prepaid debit card accounts

    but your application is declined after following our advice then we will refund your payment

    to us on receipt of the rejection letter from the bank or prepaid credit / debit card provider.

    We do have a money back guarantee policy on our UK bank account and prepaid debit card

    information services.

    Any refunds are made at the end of each month.

Q. What do you (CreditSolveUK) do at your end?

A. After we receive your order and your payment has cleared, we will send you details by post

    of the bank(s) (or companies) that offer UK bank accounts & prepaid debit cards to those

    with adverse credit. We will send you details of how to open the account, whether you should

    visit a branch (if applicable), apply by post or apply online, inform you of your nearest branch

    (if applicable) and give you any other relevant details that you may need.

    We are a recommendation service only as are most other intermediaries. For a small fee

    we supply hard to find and highly researched information about personal / business bank

    and prepaid debit card accounts which are available to those with a bad credit history who

    generally cannot obtain credit or banking facilities anywhere else.

    We try to open all the accounts offered ourselves to test for authenticity, quality, ease of

    opening and simplicity of use. We do not offer information about any facility that we consider

    sub-standard.

    We do not supply UK bank accounts or prepaid debit cards ourselves. We have no

    official connections with any of the banks, financial institutions or companies that we

    recommend. It is up to you to actually apply for the relevant UK personal / business bank

    and prepaid debit card accounts and pay the required opening deposits or annual fees

    (if any). We simply supply the hard to find information about where to obtain

    these UK personal / business bank and prepaid debit card accounts and how to

    apply for them.

    All the UK personal / business bank and prepaid debit card accounts we recommend are

    available to the vast majority of individuals, very easy to open and we provide all the

    information you will require to do so.

Q. What methods of payment do you accept?

A. Currently we accept any of the following:-

    Credit or Debit card using a secure online order form via Paypal or Nochex (payment

    links appear on relevant pages), Cash, Cheque or Postal Order.

    You can also deposit or transfer funds directly into our bank account or send a transfer using

    Western Union. If you wish to pay for our premium information services in this way then let

    us know.

    If you wish to place an order using Cash, Cheque or Postal Order then please fill out

    the order form.

    Send all orders to:- Banking Introductions, CreditSolveUK, c/o 4 Coates Street,

                                 Sheffield S2 5QU

    Please make all payments payable to:- Mr J.Everill